# Compliance & Legal

## Compliance

Zynta is built on the premise that cross-border stablecoin payments can only scale if the compliance layer is robust from day one. This section covers our regulatory posture, licensing status, KYB/AML framework, and what compliance means for you as a developer or enterprise client on our platform.

***

### Regulatory Posture

Zynta operates as a B2B cross-border payment infrastructure provider, primarily serving the Africa-Europe and Africa-Asia corridors. Our legal entity is GLC Group International LLC, incorporated in Delaware, USA, operating globally under Zynta.

We hold or are actively pursuing licenses and registrations across multiple jurisdictions to support our corridor expansion. Our approach is jurisdiction-first: we do not open a corridor until the appropriate regulatory groundwork is in place.

***

### Licensing & Registrations

| Jurisdiction   | Status                  | License Type                 |
| -------------- | ----------------------- | ---------------------------- |
| Czech Republic | Active                  | VASP Registration            |
| Nigeria (CBN)  | In engagement           | VASP / Payment relationships |
| Liberia (CBL)  | Application in progress | PSP License                  |
| Ghana (BoG)    | Application in progress | PSP License                  |

We are also registered with and engaged under applicable AML/CFT frameworks across jurisdictions where we operate. Regulatory advisory is managed through external legal counsel and dedicated in-house compliance leadership.

***

### KYB Framework

All businesses onboarding to Zynta undergo a Know Your Business (KYB) verification process before gaining access to live transaction rails. This applies to both dashboard clients and API integrations.

KYB is conducted in partnership with regulated verification providers. The process covers:

* Business registration and incorporation documents
* Beneficial ownership verification (UBOs)
* Director identification
* Business activity and purpose of account
* Source of funds documentation where applicable\
  \
  KYB review timelines vary by jurisdiction and business complexity. You will be notified of your status at each stage of the review.

####  **For Enterprise Clients**

Enterprise clients on the dashboard operate under a direct contractual relationship with GLC Group International LLC. Your account is subject to:

* Full KYB before account activation
* Ongoing transaction monitoring
* Periodic account reviews, especially for high-volume corridors
* Corridor-specific compliance requirements (for example, NGN corridors are subject to CBN guidelines).

You will be notified if additional documentation is required for any corridor, transaction type, or volume threshold.

### AML / CFT Framework

Zynta maintains an Anti-Money Laundering and Counter-Financing of Terrorism (AML/CFT) program aligned with FATF recommendations and the regulatory requirements of each jurisdiction we operate in.

Our program includes:

* Transaction monitoring across all corridors and asset types
* Sanctions screening against global watchlists
* Suspicious activity detection and reporting
* Record retention in line with applicable laws
* Periodic compliance reviews and staff training

All transactions on the platform, whether fiat or stablecoin, are subject to monitoring regardless of size.

\
Read our full [KYC/AML Policy](https://zynta.com/kyc-aml-policy/).

***

### Data Security

Zynta's security infrastructure is aligned with ISO 27001 standards. This covers access controls, data handling policies, incident response procedures, and vendor risk management.

Key security practices include:

* Encryption in transit and at rest
* Role-based access control (RBAC) across all platform tiers
* OTP-based transaction authorization
* Transaction hashing and audit trail integrity
* Dedicated multi-tenant isolation for API clients

***

### Supported Corridors and Compliance Coverage

| Corridor                             | Status         |
| ------------------------------------ | -------------- |
| NGN                                  | Live           |
| USD                                  | Live           |
| EUR                                  | Live           |
| GBP, CAD, MXN                        | Live           |
| GHS                                  | Live           |
| East / Southern / Francophone Africa | In BD pipeline |

### Contact

For compliance queries, documentation requests, or due diligence packs, contact our compliance team at [compliance@zynta.com](mailto:compliance@zynta.io)


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