> For the complete documentation index, see [llms.txt](https://docs.zynta.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zynta.com/api-services-getting-started/zynta-api-overview.md).

# Zynta API Overview

<mark style="color:$info;">Zynta provides B2B infrastructure for converting between fiat currencies and cryptocurrency. The API's enable partners to embed on-ramps, off-ramps, real-time FX quotes, recipient management with KYC verification, and webhook-driven event tracking directly into their products.</mark>

<mark style="color:$info;">This document covers the API for partners (Recipients, Quotes, Off-Ramp, On-Ramp, Webhooks) and the Admin Dashboard for enterprise management.</mark>

{% hint style="info" %}
Zynta is an EU-Licensed VASP (Globachain CZ s.r.o.) and part of the first cohort approved by the CBN/NRS in Nigeria. All API operations are fully compliant and transaction-monitored.
{% endhint %}

## Zynta API Core Features

<table data-view="cards"><thead><tr><th></th></tr></thead><tbody><tr><td><p><strong>Cross-Border Payments</strong></p><p>Send stablecoins (USDC, USDT) and convert to local currency (NGN, KES, GHS, ZAR, and more) with automated bank payouts.</p></td></tr><tr><td><p><strong>On-Ramp/Off-Ramp</strong></p><p>Convert between fiat and stablecoins (USDT/USDC) across supported blockchains and currencies.</p></td></tr><tr><td><p><strong>Real-Time FX Quotes</strong></p><p>Get live exchange rates with transparent fee breakdowns and configurable lock windows.</p></td></tr><tr><td><p><strong>Recipient/Customer Management</strong></p><p>Onboard individual and business recipients with integrated KYC/KYB verification and auto-generated custodial wallets.</p></td></tr><tr><td><p><strong>Webhook Events</strong></p><p>Receive real-time notifications for transfer lifecycle events, compliance decisions, and more.</p></td></tr></tbody></table>

* **Cross-Border Payments** — Send stablecoins (USDC, USDT) and convert to local currency (NGN, KES, GHS, ZAR, and more) with automated bank payouts.
* **On-Ramp** — Convert fiat currency into cryptocurrency. Users deposit local currency and receive stablecoins at a locked exchange rate.
* **Off-Ramp** — Convert cryptocurrency back to fiat with last-mile delivery to bank accounts across supported corridors.
* **Recipient Management** — Onboard individual and business recipients with integrated KYC/KYB verification and auto-generated custodial wallets.
* **Real-Time Quotes** — Get live exchange rates with transparent fee breakdowns and configurable lock windows.
* **Webhook Events** — Receive real-time notifications for transfer lifecycle events, compliance decisions, and more.

## How it works <a href="#how-it-works" id="how-it-works"></a>

1. Create a KYC-verified recipient (individual or business).
2. Generate a quote with real-time exchange rates.
3. Create a transfer (off-ramp or on-ramp) by locking the quote.
4. User deposits crypto or fiat to the provided address or account.
5. Receive webhook notifications as the transfer progresses through its lifecycle.
6. Funds are delivered to the destination.

## Base URLs

| Environment       | URL                                             | Use                     |
| ----------------- | ----------------------------------------------- | ----------------------- |
| Production        | [https://api.zynta.com](https://api.zynta.com/) | Live transactions       |
| Local Development | <http://localhost:3000>                         | Testing and integration |